Fueling Knowledge and Inspiration on the Cutting Edge of AI and Analytics

AI-Powered Risk Scores are essential for lenders to detect early signs of distress and identify healthy borrowers, offering real-time insights for smarter decision-making.

Explore the Rise of 2nd-Party Fraud in emerging markets like Brazil, Mexico, and Indonesia, and learn how it’s impacting financial institutions globally.

Discover how financial services can overcome credit risk in rural microlending using AI and alternative data to drive financial inclusion and growth.

Explore how credit and risk trends in Brazil highlight the need for personalized financial experiences to drive growth and improve customer engagement.

Collaboration in the Financial Services Sector drives business growth by expanding credit access to underserved populations. Explore more in our article.

Indonesia’s push to empower SMEs through digital innovation strengthens growth, offering tools, resources, and financial support to build a resilient sector.

Learn how banks and fintechs can achieve cost optimization by partnering with specialized vendors for credit risk assessment and financial inclusion solutions.

Discover the top 10 companies driving the fintech revolution in Indonesia, enhancing financial services and inclusion across the nation.

Discover how Gen AI’s role in fraud prevention is transforming the financial sector and the tools you need to stay ahead. Explore key defenses beyond AI.

Discover the top 10 companies driving the fintech revolution in Brazil, transforming financial services and boosting inclusion for millions.

SMEs play a crucial role in tackling economic inequality within emerging markets by driving growth, digital innovation, and financial inclusion.

Explore how AI and alternative data revolutionize financial inclusion in Indonesia, improving credit access for the unbanked and underbanked.

Banks face many challenges in the dynamic landscape of emerging markets that require innovative solutions and strategic agility. As competition intensifies, local banks must launch products that align with international standards while meeting the unique demands of their customer base. The recent economic turmoil in developed markets contrasts sharply with the robust growth in emerging […]

Higher interest rates have become a major concern for global banks, leading to increased loan defaults and significant financial instability. The prolonged period of tight monetary policy has exposed vulnerabilities within the banking sector, necessitating innovative approaches to mitigate these risks.   One promising solution lies in the utilization of AI-powered customer and predictive analytics. By […]

The financial sector is transforming, driven by advancements in artificial intelligence (AI) and data science. As banks strive to enhance their operational efficiency, customer satisfaction, and risk management, the demand for skilled data scientists and AI experts has skyrocketed. However, this surge in demand has exposed a significant talent gap, posing challenges for banks to […]

In a bustling New York coffee shop, Sarah, a young professional, opens her Chase banking app to check her balance. She notices a new offer for a discount on her favorite brand of running shoes, seamlessly integrated into her app experience. Intrigued, she clicks on the offer and proceeds to make a purchase, earning rewards […]

In the bustling streets of Jakarta, Rizky, a young entrepreneur, uses his smartphone to access a range of financial services seamlessly integrated into his favorite e-commerce platform. This effortless access to finance, whether for a small loan to boost his inventory or insurance for his motorbike, represents the future of financial services in Indonesia.    […]

The financial landscape in Latin America is evolving rapidly, driven by the digital transformation that has reshaped the way businesses and consumers interact with financial services. In March, Fintech Nexus reported that Latin America’s Banking as a Service (BaaS) market is projected to surpass $2 billion, a significant milestone for the nascent sector. This growth is fueled by the region’s increasing embrace of digital payments and online […]

The Indonesian credit card market, historically overlooked, is poised for a significant upturn in the coming years. Despite the growing popularity of Buy Now, Pay Later (BNPL) schemes, which have filled a vital lending gap, credit cards offer distinct advantages that have secured their place in Indonesia’s financial ecosystem.    With a population of 273.8 […]

Navigating New Horizons: Banking and Risk Management Trends in Brazil for 2024 As the sun rises over the iconic skyline of São Paulo, a city that pulses with the vibrant beat of commerce and digital innovation, Brazilian banking executives face a landscape transformed by rapid technological evolution and shifting economic tides. The year 2024 ushers […]

The modern era, defined by technological innovation and enhanced connectivity, offers amazing opportunities alongside new challenges. Among these, emerging markets are particularly confronted with the rising challenge of combating fraud. Industry leaders expect fraud losses to top $362 Billion Globally by 2028, which is a staggering statistic. This surge is primarily driven by a rise […]

In the vast expanse of Brazil’s bustling markets, where the informal sector swells with undervalued potential, financial services firms face a monumental challenge: accurately assessing risk and verifying income. Picture a street filled with vendors whose incomes ebb and flow like the tides—how can banks and financial institutions offer credit without precise data? This scenario […]

Imagine a bustling city street, each passerby immersed in their digital world, leaving behind a trail of data footprints

In the digital era, the surge of online transactions has brought about a wave of innovative opportunities for businesses across sectors such as banking, insurance, e-commerce, and fintech. However, this digital transformation has also paved the way for a new set of challenges, particularly in the realm of fraud. Among these, first-party fraud, especially among […]

Discover how deep telco insights can transform your marketing strategies, enhance customer understanding, and drive growth in today’s competitive landscape.

Protect your business from First/Third-Party Fraud. Learn how advanced fraud detection strategies can safeguard against fraudulent activities and reduce risk.

Navigating the intricate landscape of financial services requires more than just tracking customer interactions; it demands a profound understanding of their evolving financial journeys. As a financial institution, lacking the capacity to understand a 360-degree customer view including their true identity, affordability, income stability, and payment behavior puts your business at risk. 1datapipe, stands as […]

Explore how 1datapipe’s AI solutions combat identity fraud in Indonesia’s BFSI sector, enhancing security and trust in consumer finance.

Imagine a bustling city street, each passerby immersed in their digital world, leaving behind a trail of data footprints

In the bustling streets of Jakarta, amidst the ever-evolving landscape of financial services, a quiet revolution is underway. Indonesian banks, traditionally the pillars of financial stability, are now at a crossroads. The challenge? Expanding credit services while grappling with financial inclusion initiatives. This balancing act is not just about numbers; it’s about people, progress, and […]

Elevate your business with AI-Driven Insights And Analytics from 1datapipe, offering advanced risk scores and customer intelligence solutions. Discover more!

The world of finance is evolving rapidly. With technology and data analytics at the forefront, financial institutions are more empowered than ever to cater to consumers. In this context, the collaboration between FICO and Belvo in Brazil presents a fascinating progression. Their joint venture will birth the “Belvo Open Finance Score,” a state-of-the-art machine learning […]

In the dynamic world of finance and risk assessment, understanding an individual’s ability to make payments is a fundamental component of responsible lending. Traditionally, financial institutions have relied heavily on credit reports from major bureaus, which provide a snapshot of an individual’s credit history and current outstanding debts. While these credit headers are informative, they […]

The financial landscape is undergoing a transformative shift with the integration of Artificial Intelligence (AI) and Machine Learning (ML). But before diving into their current implications, it’s instructive to glance at the rearview mirror. A Trip Down Memory Lane   Historically, credit underwriting was an exhaustive process. Banks and lenders relied primarily on traditional credit […]

In the ever-evolving landscape of financial fraud, synthetic identity fraud has emerged as a juggernaut, surpassing credit-card fraud and identity theft as the fastest-growing form of fraud in the world. The attractiveness of this type of fraud lies in its ease, low cost, and reduced risk of detection. As the global community grapples with this […]

As we journey further into the digital age, artificial intelligence (AI) has become a cornerstone in the combat against fraud. This ever-evolving technology is poised to revolutionize the landscape of fraud detection, providing a multitude of benefits and innovative solutions. Here, we explore six key ways that AI technologies are set to reshape the future […]

In earlier segments of our series, we revealed how 1DataPipe’s ID & Fraud Risk and Credit & Behavior Risk Scores, intrinsic elements of our innovative Living Identity Scores, arm financial institutions and fintech firms with exhaustive and cutting-edge tools for identity verification, fraud detection, and credit risk assessment. All these scores, housing more than 380 […]

Credit risk assessment traditionally has been dominated by credit bureau data, a convention that has not fully served a diverse, inclusive population. In this third article of our Living Identity Scores series, we dive into how 1datapipe has brought a new dimension to this field with our Credit & Behavior Risk Score.   Reflecting on […]

In our increasingly digital world, the issue of trust has taken center stage. How do financial institutions and fintechs ensure that those they do business with are who they say they are? And how do they protect their businesses and their customers from fraudulent activities? The stakes are high. The answers to these questions can […]

The paradigm of customer identification and credit risk assessment is undergoing a radical shift. Traditional methods, heavily reliant on credit bureau data, no longer suffice in our complex financial ecosystem. A new era is dawning, one that leverages alternative data, artificial intelligence (AI), and machine learning (ML) to enable financial institutions and fintech companies to […]

In Brazil, as in other emerging economies, there is a significant portion of the population that lacks a traditional credit history. This gap in data can often result in inaccurate risk profiling, leading to missed opportunities for both financial institutions and the individuals they serve. This has prompted financial institutions to seek alternative means of […]

The Need for a Comprehensive Approach   When it comes to fraud detection, the common practice among financial institutions has been to concentrate their efforts during the initial stages of a user’s journey. These crucial points, such as account opening and funding, have historically been seen as the most vulnerable to fraudulent activity. However, the […]

Shaking up a Concentrated System   In a country like Brazil, where five major banks historically controlled over 80% of total assets, a concentrated banking system had been the norm. This resulted in less competition and lack of motivation for the incumbents to innovate or tailor their services to the needs of all Brazilians. However, […]

Navigating through the age of digitization, Brazil’s financial sector stands at a pivotal crossroads. Traditional banking, lending, fintech, and e-commerce organizations continue to lean on established methods of assessing credit risk and detecting fraud, mostly dependent on mainstream data and off-the-shelf solutions. But in the rapidly evolving digital landscape, these traditional methods are increasingly proving […]

In the digitized world of the 21st century, the financial services industry faces a growing challenge: fraud. With technological advancement comes sophistication in fraudulent practices, leading to an escalating cycle that banks have to continually combat. As they adapt and evolve, here are the five biggest fraud trends impacting banks today and how artificial intelligence […]

Understanding the past is key to shaping the future, especially when it comes to credit risk scoring in Brazil. This crucial element has been a determinant in the lending decisions of financial institutions, steering economic growth, and dictating the financial fate of individuals. However, the journey of credit scoring in Brazil is a tale of […]

In the grand orchestra that is the global economy, every individual plays a crucial part. Yet, millions are unable to take their place on this vast stage due to financial exclusion. A lack of access to essential financial services restricts their opportunities, leaving their potential untapped. At 1datapipe, we aim to change that tune.   […]